Write down what comes in
Record what you earn and when you receive it. Your own figures are the starting point for a plan.

LEARN & PLAN
Tools and practical ideas to help you understand your money, however you earn it.
NGORORERO Together, planning tomorrow.MY NEXT CHAPTER
Map out six months. Compare your plan with a scenario where income is lower.
Build my planSchool, home or your livelihood.
Six months, at your own rhythm.
See what lower income would mean.
See what remains after sales, costs and your savings reserve.
Start planning →02 / TOOLUnderstand production costs and the price that covers them.
Start planning →03 / TOOLCompare money in, money out and the closing balance.
Start planning →A SAVINGS GOAL
This calculation assumes no interest or fees. Calculating does not open an account or deposit money.
THREE USEFUL HABITS
Record what you earn and when you receive it. Your own figures are the starting point for a plan.
Allow for food, housing, school and other essentials before setting a savings target.
When income or expenses change, adjust the plan. It should fit your life.